Introduction:
Welcome to our simple guide on how to use the InvestSMART Online Investment Platform. This article is designed to complement our step-by-step video tour and provide an easy understanding of how to make the most out of your InvestSMART Professionally Managed Account (PMA).
Navigating the Dashboard:
When you first log in, you'll see the dashboard. This is where you get a transparent overview of your investments, including individual securities, their performance, and all transactions. It's the perfect starting point to see how your portfolio is doing at a glance.
Understanding Your Portfolio:
The platform shows your total return and gives insights into how your investments are allocated. You can view your portfolio's cash reserve, including dividends or distributions that are declared but not yet paid.
Performance and Growth:
There's a handy performance chart that lets you compare your current portfolio value against your net contributions. It's a great way to visualise your investment growth over time.
Managing Your Account:
Account Holdings: See exactly what securities, like ETFs, you hold. Click on a stock ticker code for more details about that holding.
Transactions: Track the buys and sells within your holdings.
Dividends and Interest: View income generated from your holdings and their payment dates.
Fees: Understand the fees you pay, covering everything from portfolio rebalancing to tax statement provision.
Unique Features of InvestSMART:
Capped Fees: One of the standout features is the capped management fee, ensuring your yearly management fee doesn't increase irrespective of how much your investment grows.
Automatic Contributions: Set up regular contributions via direct debit to automate and streamline your investment process.
Regular Withdrawals: If needed, you can set up regular withdrawals for a consistent cash flow.
Support and Assistance:
Our platform is designed to be user-friendly, but if you need help, our Comprehensive Help Center is always there. Plus, you can click the chat icon to talk to a real person during office hours.
Conclusion:
Investing smartly is all about making informed choices. We hope this guide and our video have given you a clearer understanding of how to use the InvestSMART platform effectively. If you have more questions, feel free to reach out or book a time to speak with us.