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What asset classes do we invest in and why?
Daisy Causer avatar
Written by Daisy Causer
Updated over a year ago

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We invest across a broad range of asset classes, as no one individual asset class is guaranteed to deliver substantial and consistent performance – once again it comes back to one of InvestSMART’s core principles of diversification.

Cash

Provides protection against the volatility of markets in times of market downturns. Why is there cash listed in my portfolio?

Bonds

As a defensive asset, bonds provide a consistent income. They are less volatile in comparison to equities.

Domestic Equities

Delivers strong returns over the long term, even when considering exposure to global and domestic downturn. Share value often fluctuates in the short term.

International equities

Australian shares make up a mere 2% of the globes total market capitalisation. International equities provide access to potential returns in sectors that are underweighted in the Australian equity market (such as technology) and additional diversification benefits.

Property & Infrastructure

Provides growth in line with inflation, or real income growth and is less volatile in comparison to equities.

Full holdings for each portfolio can be found here, under Investment Preferences:

  1. On the portfolio you are interested in, select 'learn more'

  2. Scroll down to 'key facts'

  3. Select the subheading called 'holdings'

From here, you will be able to see asset allocation by percentage, and also a comprehensive list of the holdings.

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