We are the first, and only, Australian funds management business to offer an investment structure to retail clients that features capped fees. Our capped fee excludes brokerage and does not include fees charged by third-party ETF issuers. We will cover this below.

Most people fear hidden costs, so let's dig through the full list of fees and costs that are associated with our investments. 

We manage a range of investment portfolios, each with a designated manager, who has the responsibility of researching and selecting then appropriately weighting various investments to deliver a defined objective. 

We monitor your investment account to ensure it remains aligned with the portfolio set down by the relevant manager making adjustments when required and providing you with a consolidated taxation statement for your investment each financial year. 

Fees matter and have a big impact on your net investment returns.
​
Our management fee is 0.44% per annum for balances between $10,000 and $200,000. If your investment exceeds $200,000 invested then the management fee is capped at a maximum of $880 per annum.

You can hold one diversified portfolio and multiple single asset class portfolios per account and still be subject to the one capped fee.

Read more about Capped Fees, and view the interactive capped fee slider.

Administration Fee

We have an administration fee of 0.11% per annum that applies to the balance of the account. Included in this administration fee is all buy-side brokerage meaning that building your portfolio, and adding to it overtime will not incur transactional costs.

Sell-side brokerage is applicable and will be applied at the greater of $4.40 or 0.044% of the trade value per transaction. It is important to note that our investments are not actively trading and we do not receive a cent of the costs associated with trading.

Indirect Management Fee

Many of our investments utilise Exchange Traded Funds (ETFs) as we believe they offer our clients diversified, liquid and low-cost exposure to a number of asset classes in Australia and overseas. 

Exchange Traded Funds as the name would suggest are listed on an exchange, in this instance the Australian Stock Exchange (ASX), by Fund Managers who in turn charge a modest management fee on a percentage basis. 

We are conscious that this fee will impact your overall returns and it is closely monitored for each portfolio; at the time of print, it varies from 0.09% p.a. to 0.30% p.a. 

We would highly recommend checking the current Product Disclosure Statement for updated details regarding all fees before making any investment decision, and please feel free to contact us at invest@investsmart.com.au if you require further clarification.